Mortgage Blog

Jobs Report vs CPI, Which One Moves Mortgage Rates More for Homeowners?

January 13, 2026 | Posted by: Darren McAusland

If you follow mortgage rate headlines, you have probably noticed something confusing. Some days rates move after an inflation report. Other days they shift after a jobs report, even when the Federal R ...

Why Homes Are Still Expensive Even as Inflation Eases

December 23, 2025 | Posted by: Darren McAusland

Many U.S. homeowners and buyers expected housing costs to come down once inflation started to cool. Instead, home prices and monthly payments remain stubbornly high across much of the country. This di ...

Fed Rate Cuts, Why Mortgage Rates Are Not Falling Faster

December 15, 2025 | Posted by: Darren McAusland

When the Federal Reserve announces a rate cut, homeowners naturally expect mortgage rates to drop right away. Headlines often make it sound simple, the Fed cuts rates, borrowing gets cheaper, and mont ...

Dec 10-2025 - Federal Reserve issues FOMC statement

December 10, 2025 | Posted by: Darren McAusland

Available indicators suggest that economic activity has been expanding at a ...

Over 4 M U.S. Homeowners Could Refinance as Rates Stabilize

November 21, 2025 | Posted by: Darren McAusland

Did You Know ? Did you know that more than four million U.S. homeowners are now poised to benefit from refinancing their mortgages because interest rates have started to stabilise and some borrowers l ...

Why rising inventory and slowing U.S. home-price growth matter for lock-in strategy

November 10, 2025 | Posted by: Darren McAusland

Across the United States, the housing market is showing its first real signs of balance in years. With more homes hitting the market and price growth cooling, many buyers and homeowners are wondering ...

October 29, 2025 - Federal Reserve issues FOMC statement

October 29, 2025 | Posted by: Darren McAusland

Available indicators suggest that economic activity has been expanding at a ...

Why Now Is a Smart Time to Re-Evaluate Your Mortgage Strategy (Even if You’re Not Ready to Move)

October 20, 2025 | Posted by: Darren McAusland

For many American homeowners, the mortgage conversation tends to fade into the background once the loan is closed. But in 2025, that old "set it and forget it" mindset could be costing you thousands. ...

How Lower Rates Could Help Gig Workers Get Mortgages in 2025

October 6, 2025 | Posted by: Darren McAusland

As interest rates ease somewhat from their peaks earlier in the year, the mortgage landscape in the United States is shifting. For gig workers and self-employed professionals, this shift may o ...

Sept 17-2025 - Federal Reserve issues FOMC statement

September 17, 2025 | Posted by: Darren McAusland

Recent indicators suggest that growth of economic activity moderated in the first half of the year. Job gains have slowed, and the unemployment rate has edged up but remains low. Inflation has moved u ...

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